PROTECT THE PLACE WHERE MEMORIES ARE MADE.
FLEXIBLE HOMEOWNERS INSURANCE YOU CAN COUNT ON
Why do I need Home Insurance ?
Owning a home in Mexico is more than an investment ,it’s a dream come true. But unexpected events like fire, theft, hurricanes, or water damage can happen anytime. Home insurance protects that dream, giving you peace of mind knowing your property and belongings are covered. It’s not just about repairing walls or replacing things, it’s about protecting your home, your comfort, and your future in Mexico. Plus, home insurance is one of the most affordable and complete types of coverage available in Mexico ,offering great protection at a surprisingly low cost.
At Baja Sunrise Insurance, we know your home in Mexico represents more than a property, it’s a part of your story. That’s why we help you find protection that truly fits your needs and budget, offering one of the most complete and affordable home insurance options in Mexico.
Structural Coverage (Building)
Protects the structure of your home against damage caused by fire, explosion, and other insured risks. Optional add-ons are available for hydrometeorological events (acts of God) such as hurricanes, storms, or floods, and for earthquake coverage, providing full protection against Mexico’s most common natural events.
Personal Belongings (Contents)
Covers your household items, furniture, electronics, and valuables inside your home against theft, fire, and other covered damages.
Outdoor Areas & External Structures
Extends coverage to patios, walls, fences, retaining walls, and service areas, ensuring protection beyond the main residence.
Theft & Off-Premises Theft
Provides compensation for burglary inside your home and protects personal belongings even when they’re temporarily outside, for example in your car or while traveling.
Civil Liability
Covers your legal responsibility if a guest or third party is injured within your property or if you cause accidental damage to others.
Abroad Liability
Offers worldwide protection, extending your civil liability coverage even when you’re outside Mexico.
Additional Living Expenses
If a covered event makes your home uninhabitable, this coverage helps pay for temporary housing and related costs while repairs are completed.
At Baja Sunrise, we believe home insurance should give you more than protection, it should give you peace of mind, security, and confidence that your dream in Mexico is safe no matter what comes your way.
What Does Home Insurance Cover ?
FREE ADITIONAL SERVICES INCLUDED WITH OUR POLICIES
Medical Expenses
Our policy provides coverage for medical expenses resulting from accidents, ensuring the well-being of both the homeowners and all residents living in the insured property. This coverage is allocated up to 5% of the total insured sum designated for liability, with a Maximum coverage of $217,140 MXN .
Ambulance and Air Evacuation Coverage
Our policy ensures you receive comprehensive support in emergencies, including:
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Land Ambulance Services: Enjoy unlimited access to land ambulance services, available for up to two events during the policy year, ensuring timely medical assistance when you need it most.
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Air Evacuation: In more critical situations where air evacuation is necessary, our coverage extends up to $7,000 USD. This ensures that even in the most urgent circumstances, you or your loved ones have access to the best possible care without delay.
Travel Assistance
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Trip Ticket in the Event of Death of the Beneficiary.
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Trip Ticket in the Event of Hospitalization of the Beneficiary.
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Accommodation Expenses for a Relative in the Event of Hospitalization of the Beneficiary.:
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Dispatch of Medication.
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Forced Return in the Event of Death of a First-Degree Relative.
Home Assistance services
You can get reimbursed up to 1,000 pesos 4 times during the year for services from a carpenter , plummer , electrician and locksmith .
