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Why do I need Home Insurance ?

Home insurance represents not just a safeguard but a peace of mind in Mexico. It's among the most affordable and comprehensive protections available, designed to shield your cherished home from the unforeseen. Whether your property suffers damage due to fire, faces the wrath of natural disasters, experiences theft, or if someone incurs injuries within its bounds, home insurance stands as a crucial support.


Comprehensive Coverage: It extends beyond just  repairs or replacements. In the event that your home becomes uninhabitable temporarily, it ensures you have a roof over your head. Furthermore, it covers medical expenses for accidents  inside or outside your  property, ambulance reimbursement  and more , safeguarding you against unforeseen financial burdens.


Peace of Mind: Knowing that you have a backup plan provides a sense of security. Home insurance ensures that you're not alone in facing life's unpredictable challenges, offering a safety net that lets you focus on what truly matters—creating happy memories in your home.


Investing in home insurance is investing in your home's future and the well-being of those who inhabit it. It's a small price for the assurance that you can withstand whatever comes your way, keeping your happy place safe and sound.

At Baja Sunrise, we understand the importance of finding the right home insurance coverage that aligns with both your needs and budget. Our representatives are dedicated to guiding you through this process, ensuring that you receive the most comprehensive protection for your home. Here’s what our standard home insurance policy covers:

  • Structural Protection: Safeguards the structure of your house against risks like explosions, fire, and other types of damage.

  • Personal Belongings: Covers the contents of your home, providing protection for your valuables.

  • External Structures: Offers coverage for structures outside your main residence, including damage from natural disasters.

  • Additional Living Expenses: If a covered loss makes your home uninhabitable, this coverage supports temporary living costs.

  • Liability Coverage: Protects you in case someone gets injured on your property or if you're responsible for property damage.

  • Abroad Liability: Extends your liability coverage beyond your home, offering protection when you're overseas.

  • Theft: Ensures you’re compensated for losses due to burglary or theft.


Catastrophic  optional  Coverage:

  • Weather-Related Phenomena: Protects against damages from natural events.

  • Earthquake Coverage: Specifically designed to cover damage resulting from earthquakes.


We encourage you to explore the various options available to customize your coverage limits and protections to suit your unique needs. With Baja Sunrise, rest assured that you’re not just purchasing insurance; you’re investing in peace of mind.

What Does Home Insurance Cover ?

Whats Covered


Medical Expenses 

Our policy provides coverage for medical expenses resulting from accidents, ensuring the well-being of both the homeowners and all residents living in the insured property. This coverage is allocated up to 5% of the total insured sum designated for liability, with a Maximum coverage  of $217,140 MXN .

Ambulance and Air Evacuation Coverage

Our policy ensures you receive comprehensive support in emergencies, including:

  • Land Ambulance Services: Enjoy unlimited access to land ambulance services, available for up to two events during the policy year, ensuring timely medical assistance when you need it most.

  • Air Evacuation: In more critical situations where air evacuation is necessary, our coverage extends up to $7,000 USD. This ensures that even in the most urgent circumstances, you or your loved ones have access to the best possible care without delay.

Travel Assistance  

  1. Trip Ticket in the Event of Death of the Beneficiary.

  2. Trip Ticket in the Event of Hospitalization of the Beneficiary.

  3. Accommodation Expenses for a Relative in the Event of Hospitalization of the Beneficiary.: 

  4. Dispatch of Medication. 

  5. Forced Return in the Event of Death of a First-Degree Relative.

Home Assistance services 

You can get reimbursed up to 1,000 pesos 4 times during the year for services from a carpenter , plummer , electrician and locksmith .



Protect the space you love

Our team will work to provide you the best option of coverage for you and your family .

Our location:

Chetumal 224 Local #5, San Felipe BC, 21850

From USA : 760-592-6137

From Mex : (686)577-06-07

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